All 50 states + D.C.
Car sales tax and car loan calculators by state
Every state taxes vehicle purchases differently. Some use their regular sales tax, others charge a titling or excise tax, and a few charge nothing at the state level. Pick your state to open a car payment calculator pre-filled with its state-level rate.
| State | State-level rate | Tax type | Local tax may apply |
|---|---|---|---|
| Alabama | 2% | state automotive sales tax | Yes |
| Alaska | 0% | no statewide sales tax | Yes |
| Arizona | 5.6% | state transaction privilege tax | Yes |
| Arkansas | 6.5% | state sales tax | Yes |
| California | 7.25% | statewide base sales tax | Yes |
| Colorado | 2.9% | state sales tax | Yes |
| Connecticut | 6.35% | state sales tax | No |
| Delaware | 0% | no sales tax (title document fee applies) | No |
| Washington, D.C. | 0% | titling excise tax (varies by vehicle) | No |
| Florida | 6% | state sales tax | Yes |
| Georgia | 7% | Title Ad Valorem Tax (TAVT) | No |
| Hawaii | 4% | general excise tax | Yes |
| Idaho | 6% | state sales tax | Yes |
| Illinois | 6.25% | state sales tax | Yes |
| Indiana | 7% | state sales tax | No |
| Iowa | 5% | one-time registration fee | No |
| Kansas | 6.5% | state sales tax | Yes |
| Kentucky | 6% | motor vehicle usage tax | No |
| Louisiana | 5% | state sales tax | Yes |
| Maine | 5.5% | state sales tax | No |
| Maryland | 6.5% | motor vehicle excise (titling) tax | No |
| Massachusetts | 6.25% | state sales tax | No |
| Michigan | 6% | state sales tax | No |
| Minnesota | 6.5% | motor vehicle sales tax | No |
| Mississippi | 5% | state sales tax on vehicles | Yes |
| Missouri | 4.225% | state sales tax | Yes |
| Montana | 0% | no sales tax | No |
| Nebraska | 5.5% | state sales tax | Yes |
| Nevada | 6.85% | statewide base sales tax | Yes |
| New Hampshire | 0% | no sales tax | No |
| New Jersey | 6.625% | state sales tax | No |
| New Mexico | 4% | motor vehicle excise tax | No |
| New York | 4% | state sales tax | Yes |
| North Carolina | 3% | highway use tax | No |
| North Dakota | 5% | motor vehicle excise tax | No |
| Ohio | 5.75% | state sales tax | Yes |
| Oklahoma | 4.5% | motor vehicle excise tax plus sales tax | No |
| Oregon | 0.5% | vehicle privilege tax | No |
| Pennsylvania | 6% | state sales tax | Yes |
| Rhode Island | 7% | state sales tax | No |
| South Carolina | 5% (max $500) | infrastructure maintenance fee | No |
| South Dakota | 4% | motor vehicle excise tax | No |
| Tennessee | 7% | state sales tax | Yes |
| Texas | 6.25% | motor vehicle sales tax | No |
| Utah | 4.85% | state sales tax | Yes |
| Vermont | 6% | motor vehicle purchase and use tax | No |
| Virginia | 4.15% | motor vehicle sales and use tax | No |
| Washington | 6.8% | state sales tax plus motor vehicle tax | Yes |
| West Virginia | 6% | vehicle privilege tax | No |
| Wisconsin | 5% | state sales tax | Yes |
| Wyoming | 4% | state sales tax | Yes |
State-level figures reviewed October 2026. They exclude city, county, and district taxes, registration, title, and dealer fees, and some states use special rules for certain prices or used vehicles. Confirm the current amount with your state revenue department or DMV before you buy.
How car tax changes your loan
In most states the tax is added to the price before your down payment and trade-in are subtracted, so it is usually financed along with the car. On a $36,000 vehicle, every percentage point of tax adds $360 to the amount you borrow, plus the interest on it.
Some states reduce the taxable amount by your trade-in value, and others do not. If you are buying in a different state from where you will register the car, read our guide to buying a car out of state before you sign.